CreditDNA, Inc. is an all inclusive online Credit and Financial Management company that uses exclusive software to educate the public
in having a healthy credit profile and maximizing their credit potential. Members have 24/7 online access to their complete credit file, budget programs, score and money simulators, credit calculators, and various other vital tools to manage their credit and finances. Our innovative Credit Education Program allows step by step testing from an accredited money management course. We furnish up-to-date credit education material and a law library that allows members to stay up to date with ongoing changes in the credit and financial industry. CreditDNA's motivational coaches help encourage the members in a step by step rebuilding program that helps the members take back control of their credit and finances.
Point Deduction Technology™ to analyze your credit data. The software recognizes many factors used in credit scoring and assigns a point deduction number per item on a credit report. The assigned numbers will range from 0 to 100+ depending on the type of accounts reported. The analysis separates the short term and long term point deductions, posting recommendations to recover the necessary points to increase a credit score.
The Target Score Simulator is an innovative product allowing you to enter a target score and based on credit data will provide a plan to achieve the score. The Target Score Simulator extracts your credit data and adds the assigned point deductions. This information, along with the ability to change the status of each account, allows you to build a plan through several scenarios enabling you to capture and/or build points. It's important to be provided with necessary recommendations in order to maximize your score.
*Don't be fooled by other companies who promise you results they can't deliver! Credit Repair is a waste of money.
Our service includes your private assessment, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know and will share with you what items on your report affect your score the most.
A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Do the best thing you can do for your future. Call us today and let our experience save you time, money, and frustration.